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Please enter the required information. If banks were just foreclosing on idiotic loans we wouldn't be experiencing the massive hurt we're in.

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Banks don't prosper on foreclosure and as a result have developed refinancing programs to shore up risky mortgages for years. That way, Come and Pincher Creek my pussy if you're a bank and you have a balance full of high risk mortgages, you're still making money off of them.

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Since these mortgages were too risky as a whole for investment banks to take on given their lack of contact with the client and their inability to refinance, mortgages were bundled up and sold off in time-chunks.

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So, for instance, Bear Stearns bought 40 mortgage time-chunks of for the collection period of the first months post-down-payment while Lehman brothers bought the next months of the same 40 mortgages. The thinking behind it was that it's much more easy to guarantee that a homeowner pay a single term of a mortgage than an entire mortgage. And then people couldn't pay these Adult want nsa Cedars mortgages and couldn't refinance because they had no way to contact any of their various creditors who Come and Pincher Creek my pussy pusay of these huge disaggregated bunch of organizations.

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So in the end, the risky mortgages were never the original problem. It was the combination of 1 a piece of regulation intended to shore up the economy and 2 a highly deregulated industry designed to make the greatest profit in an open market.

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Number 1 could ny have been predicted to have such negative consequences, but we definitely should have seen number 2 coming. Sorry all that crap happened to you.

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